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No minimum balance

No monthly service charge

FREE Instant Issue Debit Card 

FREE Digital Banking

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements

40,000 MoneyPass® ATMs nationwide and up to $20 in domestic ATM refunds*

FREE Thank You Gift

FREE gifts for referring others

Buy Back of your debit cards and unused checks from another financial institution up to $10

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Free Checking with no hidden fees or charges.

Go local for the checking account that goes anywhere.

Visit your local office to open your account.

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204 Main Street
Winona, MN 55987
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1491 West Broadway

Winona, MN 55987
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840 Mankato Avenue

Winona, MN 55987
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111 Main Street West

Wabasha, MN 55981
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1160 Blazing Star Blvd.

Altoona, WI 54720
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1506 Cole Court

Holmen, WI 54636
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For current office and drive-up hours, please visit our website

WNB Financial

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
*WNB will refund up to $20 of domestic ATM fees per month. The account will receive a credit on the last business day of the statement cycle for ATM fees debited to the account during the month. Transactions conducted after the close of business will be posted the following business day.


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Member FDIC

Equal Housing Lender
WNB Financial